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Mike Hsu

Advisor, speaker, former regulator


  • December 11, 2025

    Panel “What does it really take to scale suptech?”

    On December 9 in New York I participated on a SupTech Week panel with Kyle Thomas (CSBS), Lucero Valderrama (Bank of Venezuela), and Mamadou Biteye (The African Capacity Building Foundation) on scaling suptech. We discussed the power of platforms, like GovSapce, and the importance of culture in scaling adoption. The conference was hosted by Cambridge Continue reading

    Conference
    suptech
  • November 21, 2025

    Fireside chat “The Regulator’s Dilemma”

    On November 19, I had a fireside chat with Simon Taylor on the main stage of Fintech Nerdcon in Miami, FL. I provided reflections on my time as Acting Comptroller, discussed lessons learned from SVB, offered thoughts on stablecoins, and suggested leveraging the cloud service provider “shared responsibility model” as a starting point for thinking Continue reading

    Conference, Fireside
    AI, shared responsibility model, stablecoins, SVB
  • November 18, 2025

    Panel on “Building Resilience in a Landscape of Digitizing Currencies”

    On November 17 I joined Tim Massad (Harvard Kennedy School), Eugenio Cerutti (IMF), and Gordon Liao (Circle) for a panel discussion on stablecoins and tokenized deposits at CSIS with its Geoeconomic Council of Advisors. The discussion was moderated by Phillip Luck, director of the CSIS economics program and former State Department official. Continue reading

    Speaking engagement
    national security, stablecoins, tokenized deposits
  • November 14, 2025

    Presentation on “The Gap”

    On November 12, I gave a presentation at the Fintech Takes Builders Summit in Bozeman, Montana on the widening gap between the practice of banking/finance and the regulation and supervision of banking/finance. Kiah Haslett moderated a lively discussion with roughly fifty fintech builders. Much of the discussion revolved around the ideas reflected in the regulatory Continue reading

    Conference, Fireside
    complexity, innovation, regulation, regulatory coverage ratio, sandbox
  • October 17, 2025

    Panel on “The Future of AI Governance”

    On October 16, I joined Melissa Koide of FinRegLab, Him Das of K2 Integrity, Vaik Mugunthan of Dynamo, and others on a panel at DC Fintech Week 2025 to discuss responsible AI. I highlighted the risk of category errors in risk managing AI and the importance of relying on first principles. I also discussed using Continue reading

    Conference
    AI
  • October 16, 2025

    Guest lecturer at Georgetown, Wharton, and GW

    I have recently guest lectured three classes. On October 6, I joined Georgetown law professor Chris Brummer’s class to discuss stablecoins, AI, and innovation policy. On October 13, I joined Wharton law professor Peter Conti-Brown’s class to discuss anti-money laundering. And on October 15, I jointed GW visiting professors Scott Alvarez and Laurie Schaeffer to Continue reading

    Guest lecture
    AI, AML, bank-fintech, innovation, resolution, stablecoins
  • October 10, 2025

    Fireside chat “BofA Expert Insights Series”

    On October 9 I had a virtual fireside chat with Ebrahim Poonawala, head of Bank of America’s North America Banking Research, as part of their Expert Insights Series. We discussed a wide range of topics from regulatory reforms, Basel 3 and mergers to fintech partnerships and the macroeconomic environment. Continue reading

    Fireside
    Basel 3, mergers, regulation
  • October 10, 2025

    Keynote Panel on “Shaping the Future of Finance”

    On October 8, I joined Manmohan Singh and Samim Ghamami on the keynote panel for Risk Live North America’s annual conference in Nashville, TN. In addition to discussing the outlook for rates and the future of money, my remarks focused on stablecoins and AI. Continue reading

    Conference, Fireside
    AI, future of money, risk, stablecoins
  • September 30, 2025

    Fireside at AI-Native Banking and Fintech Pre-Conference

    On September 29, I had a fireside chat with Madeline Fredin of Alloy Labs at a pre-conference event for industry and regulatory leaders attending SpringLab’s AI-Native Banking and Fintech Conference in Salt Lake City, Utah. We discussed AI risk governance, model risk management, evals, fintech partnerships, impacts on community banking, and regulatory training, amongst other Continue reading

    Conference, Fireside
    AI, model risk management, regulation, supervision
  • September 28, 2025

    Panel on “AI Adoption: Enablers and Blockers”

    On September 24 in Frankfurt, I joined Dovile Grigiene (Revolut), Santa Purgaile (Bank of Latvia), and Alexander Thamm, for a panel discussion of AI adoption at the ECB’s annual Supervision Innovators Conference. We discussed the proof-of-concept ‘trap’, the role of culture and inertia, and the risks of moving too slowly. Continue reading

    Conference
    AI, supervision
Next Page»

About Me

I am a former financial regulator with experience spanning the OCC, Federal Reserve, IMF, Treasury, and SEC. Most recently I was Acting Comptroller of the Currency.

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UPCOMING EVENTS

Dec 8-11 – Cambridge SupTech Week 2025 (New York, NY)

Jan 28-29 – BCBS-FSI WGBS 20th Asia High Level Meeting on Banking Supervision (Tianjin, China)

Jan 30-Feb 1 – Smoketree (Palm Springs, CA)

Feb 5-6 – University of Michigan, Symposium on the Federal Reserve (Ann Arbor, MI)

Feb 8-9 – PIFS/Reserve Bank of India seminar (Mumbai, India)


Recent Posts

  • Panel “What does it really take to scale suptech?”
  • Fireside chat “The Regulator’s Dilemma”
  • Panel on “Building Resilience in a Landscape of Digitizing Currencies”

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