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Mike Hsu

Advisor, speaker, former regulator


  • February 28, 2026

    Roundtable on “Simplifying Compliance: Cleaning Up Policy Sludge with Trained AI Tools”

    On February 26 I joined Lotte Schou Zibell in co-moderating a roundtable on cleaning up policy sludge at the GFTN Tokyo 2026 conference. Participants included Bob Wardrup (Reg Genome), Benedicte Nolens (BIS Innovation Hub Hong Kong), and JC Parrenas (SMBC), among many others. Continue reading

    Conference
    regulation, AI, policy sludge
  • February 9, 2026

    Presentation on “The Policy Challenges of Digital Banking and Financial Services”

    On February 9 in Mumbai, India I gave a presentation at a Reserve Bank of India/Harvard PIFS policy seminar on digital banking and financial services, with Q&A moderated by Jeff Zhang of the University of Michigan. We discussed how digitalization, AI, and tokenization are changing the financial landscape and impacting accountability, supervision, and financial stability. Continue reading

    Conference, Guest lecture
    AI, innovation, regulation, supervision
  • February 9, 2026

    Panel on “Shadow Money”

    On February 6 I joined a panel on “Shadow Money” at the University of Michigan Law Federalist Society’s conference on “The Future of the Federal Reserve” in Ann Arbor, Michigan. On the panel with me were Dan Awrey (Cornell), Mark van der Weide (Federal Reserve), and Saule Omarova (Wharton). The discussion focused on stablecoins/digital assets,… Continue reading

    Conference
    stablecoins
  • February 3, 2026

    Panel on “AI in financial services”

    On January 31 I joined a panel on AI in financial services at the Smoketree gathering in Palm Springs. My presentation focused on AI trends in 2026, including vibe coding, agents, and cyber risks, as well as a discussion of the proliferation of AI risk management frameworks, potential regulatory focus on evals and red teaming,… Continue reading

    Conference
    AI, regulation, supervision
  • January 29, 2026

    Panel “Challenges for Banking Supervision in a Changing Financial System”

    On January 29 I joined a panel at a conference hosted by the BIS and Executives’ Meeting of East-Asia Pacific Central Banks (EMEAP) to discuss supervisory challenges in today’s rapidly changing world. Also on the panel were Jane Magill (APRA), Lyn Javier (BSP), and others. We discussed the importance of supervisory judgment and balancing that… Continue reading

    Conference
    AI, international cooperation, supervision
  • December 11, 2025

    Panel “What does it really take to scale suptech?”

    On December 9 in New York I participated on a SupTech Week panel with Kyle Thomas (CSBS), Lucero Valderrama (Bank of Venezuela), and Mamadou Biteye (The African Capacity Building Foundation) on scaling suptech. We discussed the power of platforms, like GovSapce, and the importance of culture in scaling adoption. The conference was hosted by Cambridge… Continue reading

    Conference
    suptech
  • November 21, 2025

    Fireside chat “The Regulator’s Dilemma”

    On November 19, I had a fireside chat with Simon Taylor on the main stage of Fintech Nerdcon in Miami, FL. I provided reflections on my time as Acting Comptroller, discussed lessons learned from SVB, offered thoughts on stablecoins, and suggested leveraging the cloud service provider “shared responsibility model” as a starting point for thinking… Continue reading

    Conference, Fireside
    AI, shared responsibility model, stablecoins, SVB
  • November 18, 2025

    Panel on “Building Resilience in a Landscape of Digitizing Currencies”

    On November 17 I joined Tim Massad (Harvard Kennedy School), Eugenio Cerutti (IMF), and Gordon Liao (Circle) for a panel discussion on stablecoins and tokenized deposits at CSIS with its Geoeconomic Council of Advisors. The discussion was moderated by Phillip Luck, director of the CSIS economics program and former State Department official. Continue reading

    Speaking engagement
    national security, stablecoins, tokenized deposits
  • November 14, 2025

    Presentation on “The Gap”

    On November 12, I gave a presentation at the Fintech Takes Builders Summit in Bozeman, Montana on the widening gap between the practice of banking/finance and the regulation and supervision of banking/finance. Kiah Haslett moderated a lively discussion with roughly fifty fintech builders. Much of the discussion revolved around the ideas reflected in the regulatory… Continue reading

    Conference, Fireside
    complexity, innovation, regulation, regulatory coverage ratio, sandbox
  • October 17, 2025

    Panel on “The Future of AI Governance”

    On October 16, I joined Melissa Koide of FinRegLab, Him Das of K2 Integrity, Vaik Mugunthan of Dynamo, and others on a panel at DC Fintech Week 2025 to discuss responsible AI. I highlighted the risk of category errors in risk managing AI and the importance of relying on first principles. I also discussed using… Continue reading

    Conference
    AI
Next Page»

About Me

I am a former financial regulator with experience spanning the OCC, Federal Reserve, IMF, Treasury, and SEC. Most recently I was Acting Comptroller of the Currency.

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UPCOMING EVENTS

Feb 25-27 GFTN Tokyo (Tokyo, Japan)
Mar 19 GMU Third Annual Financial Services Symposium (Arlington, VA)
Apr 7-8 Bank of North Dakota B3 Conference

May 19-21 EMERGE (Atlanta, GA)



Recent Posts

  • Roundtable on “Simplifying Compliance: Cleaning Up Policy Sludge with Trained AI Tools”
  • Presentation on “The Policy Challenges of Digital Banking and Financial Services”
  • Panel on “Shadow Money”

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