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Presentation “A Regulator’s Perspective on Stablecoins and Digital Assets”
On April 7, I gave a presentation on regulatory perspectives on stablecoins at the Bank of North Dakota’s B3 Conference in Fargo, ND. We discussed how the history of money and banking — from pre-civil war free banking to Eurodollars to Libra to the GENIUS Act — have influenced regulatory approaches and stablecoin developments. Continue reading
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Fireside on “Responsible AI in Financial Services”
On April 1, I joined Don Graves, former Deputy Secretary of the Department of Commerce, for a fireside chat on responsible AI in financial services at the National Fair Housing Alliance’s Responsible AI Symposium conference in DC. We discussed the state of play in the industry and at regulatory agencies, as well as opportunities and… Continue reading
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Panel on “How AI, Quantum Computing & Cybercrime Will Impact How We Regulate”
On March 19, I joined a panel at the George Mason University Annual Financial Services Conference 2026 to discuss AI, quantum computing, and cyber risk in the context of evolving regulation. I discussed the two-sided risk of AI adoption (both from moving too fast and too slow) and how model risk management is not fit… Continue reading
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Roundtable on “Simplifying Compliance: Cleaning Up Policy Sludge with Trained AI Tools”
On February 26 I joined Lotte Schou Zibell in co-moderating a roundtable on cleaning up policy sludge at the GFTN Tokyo 2026 conference. Participants included Bob Wardrup (Reg Genome), Benedicte Nolens (BIS Innovation Hub Hong Kong), and JC Parrenas (SMBC), among many others. Continue reading
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Presentation on “The Policy Challenges of Digital Banking and Financial Services”
On February 9 in Mumbai, India I gave a presentation at a Reserve Bank of India/Harvard PIFS policy seminar on digital banking and financial services, with Q&A moderated by Jeff Zhang of the University of Michigan. We discussed how digitalization, AI, and tokenization are changing the financial landscape and impacting accountability, supervision, and financial stability. Continue reading
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Panel on “Shadow Money”
On February 6 I joined a panel on “Shadow Money” at the University of Michigan Law Federalist Society’s conference on “The Future of the Federal Reserve” in Ann Arbor, Michigan. On the panel with me were Dan Awrey (Cornell), Mark van der Weide (Federal Reserve), and Saule Omarova (Wharton). The discussion focused on stablecoins/digital assets,… Continue reading
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Panel on “AI in financial services”
On January 31 I joined a panel on AI in financial services at the Smoketree gathering in Palm Springs. My presentation focused on AI trends in 2026, including vibe coding, agents, and cyber risks, as well as a discussion of the proliferation of AI risk management frameworks, potential regulatory focus on evals and red teaming,… Continue reading
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Panel “Challenges for Banking Supervision in a Changing Financial System”
On January 29 I joined a panel at a conference hosted by the BIS and Executives’ Meeting of East-Asia Pacific Central Banks (EMEAP) to discuss supervisory challenges in today’s rapidly changing world. Also on the panel were Jane Magill (APRA), Lyn Javier (BSP), and others. We discussed the importance of supervisory judgment and balancing that… Continue reading
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Panel “What does it really take to scale suptech?”
On December 9 in New York I participated on a SupTech Week panel with Kyle Thomas (CSBS), Lucero Valderrama (Bank of Venezuela), and Mamadou Biteye (The African Capacity Building Foundation) on scaling suptech. We discussed the power of platforms, like GovSapce, and the importance of culture in scaling adoption. The conference was hosted by Cambridge… Continue reading
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Fireside chat “The Regulator’s Dilemma”
On November 19, I had a fireside chat with Simon Taylor on the main stage of Fintech Nerdcon in Miami, FL. I provided reflections on my time as Acting Comptroller, discussed lessons learned from SVB, offered thoughts on stablecoins, and suggested leveraging the cloud service provider “shared responsibility model” as a starting point for thinking… Continue reading
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Mike Hsu 